Universal Payment Platform

No Rolling Reserves. No Shutdowns. Entirely Domestic

               How Do We Differ from Other Payment Alternatives?

  • Credit/Debit Cards

Due to federal regulations surrounding “high-risk” products and industries, domestic credit card companies (i.e. Visa, Mastercard) are not able to process high-risk transactions. There are workarounds that companies use to mitigate this issue (proxy-based transfers, point of banking solutions, offshore banks) but these create added costs, delays in settling for the merchants and customers, Card declined transactions, and are subject to shutdowns.

  • ACH

ACH, which stands for Automated Clearing House, is one of a couple of ways that a direct transfer can be made quickly and easily between two parties-and can take up to 2 days or more. ACH falls under banking regulations…Our system does not.

  • E-Wallets

We do not require preloading of any kind. E-wallet solutions can take time to set up, sometimes multiple days.

Our system is connected to the end-user’s bank account and the merchants’ bank account, so funds can transfer directly as soon as the account is created. We never hold the customers’ money (unlike an E-Wallet) so our partners’ money is safe in the event of complications.

Most domestic banks-credit Unions & more

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Frank Eberhart