Why Offer Financing?
Increase Sales and Grow Revenue with our national funding platform.
We provide multiple lending partners integrated into one platform with second look options for customers which means more approvals.
Seamless Technology Providing Seamless Approvals:
- One fast, easy application for all borrowers
- Instant approvals – 5 seconds or less
- Approvals down to a 600-credit score
- Second look for weak credit
- No monthly fees or minimums
- No Set-up fees or application fees
- No equipment to buy or lease
- 100% paperless
- Detailed reporting back office with analytics and customized to your business (User Access/Multi-location Management/logos/Colors/Customer Applications, etc.)
- Works on any device
- Customers can apply privately from their phone
- Email our application for pre-approval before customer leaves their house
- Extremely Competitive Discount Rates as low as 1%
- Customers Can “Check Their Rate” Before Actually Applying. We only perform a “soft” credit pull to provide their financing offers. Almost ALL other consumer finance companies do not offer that ability to customers.
- Loan amounts up to $35,000. If you sell a product or service that costs over $35,000 we’d encourage you to check back soon because we’re always adding new lenders to the platform!
- Our interest rates and terms are 100% fixed, giving your customers a consistent, fixed monthly payment. Interest rates start at 13.99% with no prepayment penalties. Businesses of all types can offer promotional financing to those who qualify.
- Risk Free for Our Business Owners: Business Owners have zero risk on customer defaults. If something happens and your customer can no longer pay their bill, it’s not your problem.
- No Hardware Needed to Buy or Lease:
If you can access the internet, you can access Next-Financing. No need to buy any equipment…our platform looks amazing on any device.
- Funding Time to Your Bank Account: Businesses are funded directly via ACH within 48 hours.
- Loan terms range from 12-60 months and are dependent upon loan amount.
- Special Financing Promotions:
Offer no interest (if paid in full) promotions for 6, 12, and 24 months.* *Interest accrues during the promotional period, but all interest is waived if the entire purchase balance is paid in full before the end of the promotional period and you make all required Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.
Increase Conversion Rates:
By advertising affordable financing options online, you’re giving your customers another way to pay. Make your product more affordable and advertise one of our special financing promotional offers to increase conversion rates and see more “browsers” become “buyers.” Your back end reporting tool with customized reports and analytics will show you detailed information for your business and how Lendingcapital is helping grow your revenue.