Perils and Pitfalls of getting a loan & growing your business

By Frank Eberhart | November 1, 2017 | 2 Comments

The perils and pitfalls of getting a loan…& growing your business Being in business in today’s environment is difficult, especially the last few years. Money very tight, most businesses credit scores are at an all-time low. Why? High usage of credit cards because they can’t get a loan. Business depending on what you do is […]

The Business of Budgeting your Business

By Frank Eberhart | October 11, 2017 | 0 Comments

The Business of Budgeting your Business… A budget? So, who needs a budget? You do-that’s who. Unlike the government we actually need to balance our checkbooks. A budget allows you to identify spending habits, and allows your business (or personal) to make necessary adjustments and changes.        Don’t just be in business to stay in […]

You Have the Right to Bear bridge Loans…

By Frank Eberhart | September 29, 2017 | 0 Comments

The right to bear bridge loans… What? A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing. Bridge loans are interim financing (short term) for an individual or business until permanent financing obtained. Money from the new financing […]

Equifax update…Use Extreme Caution

By Frank Eberhart | September 21, 2017 | 0 Comments

 Equifax tweets sent victims to phishing site Consumers were misdirected to a phishing website by Equifax itself (you can’t make this stuff up), according to various published reports. Over the last couple of weeks, tweets from the official Equifax account and signed by “Tim” directed a handful of Twitter users to a fake site instead […]

EQUIFAX-143 million breached…ouch

By Frank Eberhart | September 15, 2017 | 0 Comments

We are a Corporate & Individual agency for LifeLock® Identity Theft Solutions   Equifax with 143 million breached has created a national epidemic – and you will be 11 X more likely to have your identity stolen because of this.  Don’t wait…it won’t take these thieves long to get moving – GET PROTECTED NOW How LifeLock Works   Give us a little […]

CREDIT and Small Business

By Frank Eberhart | September 8, 2017 | 2 Comments

I know some of this seems redundant from previous blogs I have done, but, it seems I need to repeat some of the highpoints (or low points depending on how you look at it). Here is short summary of what you need to get together.   Remember this: Almost 90% of all bank loans get turned down.  Check your credit BEFORE you apply. Places like  will […]

HACK CITY…and small business

By Frank Eberhart | September 7, 2017 | 0 Comments

HACK CITY…and small business  In 2015, there were over 1 million web attacks against people a day. Out of that staggering number, 43% targeted small businesses. With larger companies beefing up their cybersecurity measures, small businesses have become attractive targets for hackers. Owners should be concerned the average cost of a data breach for a […]

Marketing 101 1/2?

By Frank Eberhart | August 23, 2017 | 0 Comments

Delete, delete, delete, emails all day long. I also hate where I have to open envelopes full of half information and propaganda. As a business owner like all of us, we are looking at attracting new customers and it becomes more and more difficult to do. Most Email blast are very annoying, so which ones […]

Be in Business-Stay in Business-Grow your Business-essentials you need to do

By Frank Eberhart | August 7, 2017 | 6 Comments

Over the years many ups and downs. stress, no money, no access to money, everything that could go wrong -did. I think I have seen, experienced, or heard it all. But, alas, this is my 21st year in business (a lot of perseverance, bull headedness, and determination), my successes and failures have helped me develop systems […]

SO…When is the best time to take out a business loan?

By Frank Eberhart | July 26, 2017 | 3 Comments

It’s summertime and business is snoring. But you still have bills and employees to pay! As you spend your marketing and reserve dollars to keep up with all the things you have to pay-WHY? The time to get a business loan or line of credit is not when you go crawling to the lending institution […]